Featured · Couples & Money
Couples and money: how to split costs and save together
Compare 50/50, proportional, joint and hybrid ways to split costs as a couple, with a worked example, a savings plan and a monthly check-in.
Better money habits, one practical guide at a time.
Simple, research-backed advice on saving money, budgeting without burnout, and sharing costs fairly with partners and flatmates.
Topics
Couples & Money
How couples can split costs fairly, save towards shared goals and talk about money without fighting.
Start withCouples and money: how to split costs and save together
Flatmates & Shared Bills
Splitting rent, bills and groceries with flatmates, and settling up without the awkward conversations.
Money Habits
Small, repeatable habits for tracking spending, budgeting and saving that actually stick.
Start withMoney habits that stick, and why most budgets fail
Saving Money
How much to save, where to keep it, and simple systems that build savings without relying on willpower.
Start withHow much should you save each month?
Friends, Trips & Groups
Splitting trips, dinners and group plans with friends fairly, without the awkward maths.
Start withHow to split costs on a group trip without falling out
Latest
Saving Money
How big should your emergency fund be, and where to keep it?
How to size an emergency fund from your essential costs, when to aim above six months, what counts as an emergency, where to keep it and how to refill it.
Saving Money
How much should you save each month?
A direct answer, the order to save in, what 10–20% and 50/30/20 miss, and how to turn your goals into a monthly number, with two worked examples.
Money Habits
Money habits that stick, and why most budgets fail
Why budgets fail and the few habits that work: automatic saving, if-then plans, less friction, a 10-minute weekly review and sensible no-spend days.
Couples & Money
Saver and spender couples: how to make it work
Why savers and spenders fall for each other, where the money fights really come from, and a simple system that lets both of you stay yourselves.
Friends, Trips & Groups
How to split costs on a group trip without falling out
Choose a kitty or split-later system, log costs with receipts, handle non-drinkers and late arrivals, and settle up with the fewest transfers.
Flatmates & Shared Bills
How to split rent and bills fairly with flatmates
Split rent fairly when rooms differ, share utilities and groceries, set house money rules, and handle move-outs and a flatmate who won't pay.
Friends, Trips & Groups
Splitting the bill at dinner: equal or itemised?
When an equal split is fine, when itemising is fairer, what to say at the table, how to handle tips and service charges, and a worked example.